When Margaret Jones was born on October 18, 1778, in Highland County, Virginia, her father, Henry, was 28, and her mother, Emily Jane Carlisle, was 28.
She married Benjamin McCoy in 1799 in her hometown. They had four sons during their marriage: John, Oliver, William and Henry.
She died on June 15, 1855, in Highland County, Virginia, having lived a long life of 76 years.